Forthright Title, LLC

What we do: Real estate closings

Who we work with: Buyers, sellers, lenders, agents

Where: Hendersonville, TN

Coverage: Residential & commercial

Services

01 — What we handle

Title work is the part of a transaction nobody notices until something goes wrong. These are the services that keep a closing on schedule.

01

Residential Closings

Coordinating the closing for purchases and sales of homes — document preparation, settlement statement, and disbursement.

PurchaseSaleSettlement

02

Title Search & Examination

Reviewing the public record to establish the chain of title and surface anything that needs clearing before closing.

Chain of titleLiensEasements

03

Title Insurance

Owner's and lender's policies issued at closing, protecting against defects that a search cannot uncover.

Owner's policyLender's policy

04

Escrow Services

Holding and disbursing funds, so every party's money is accounted for and released only when the terms are met.

Earnest moneyDisbursement

05

Refinance Closings

Handling lender-driven refinance transactions, including updated title work and payoff coordination.

PayoffLender packages

06

Commercial Closings

Closings for commercial property, where the title work and entity documentation are more involved than a typical residential file.

Entity docsCommercial title

The closing process

02 — What to expect

Every closing moves through the same six stages. Knowing where a file sits is usually the difference between a calm closing and a stressful one.

01

Contract received

The signed purchase agreement opens the file and earnest money is deposited into escrow.

02

Title search

The public record is examined to build the chain of title and identify liens, judgments, or easements.

03

Title commitment

A commitment is issued setting out the conditions that must be satisfied before a policy can be written.

04

Clear to close

Requirements are cleared, payoffs are ordered, and figures are reconciled with the lender.

05

Closing

Documents are signed, funds are received, and the transaction is disbursed.

06

Recording & policy

The deed and deed of trust are recorded with the county, and the title policy is issued.

Common questions

03 — FAQ

What does a title company actually do?

A title company examines the ownership history of a property, resolves anything clouding that ownership, issues title insurance, holds the money in escrow, and runs the closing itself — then records the documents with the county afterward.

Why do I need title insurance if the title was searched?

A search finds what is in the public record. Title insurance covers what a search cannot reasonably uncover — a forged signature further back in the chain, an unknown heir, a recording error. An owner's policy protects you for as long as you own the property.

Who chooses the title company?

In Tennessee this is negotiable between the parties and is usually addressed in the purchase agreement. Buyers and sellers can ask for a particular closing company rather than defaulting to whoever is suggested.

How long does a closing usually take?

It depends on the lender and on how clean the title comes back. The stages above are the reliable part; the timeline around them varies with financing and with anything that has to be cleared from the record.

Do you handle commercial transactions as well as residential?

Yes. Commercial files typically involve additional entity documentation and more involved title work, but move through the same six stages.

Contact

04 — Start a file

Office: 116 Maple Row Blvd
Hendersonville, TN 37075
Service area: Sumner County & Middle Tennessee
Transactions: Residential & commercial closings, refinances
Entity: Tennessee LLC — Active since 2025